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Sometimes we confuse the terms of hard money or private money. Ann Bellamy at BiggerPockets.com explains the difference. What Is Hard Money? A hard money loan is a loan collateralized by a hard asset (often real estate). Therefore, a hard money lender is a lender who uses the value of the underlying real estate to determine the […]

Culture Map Houston says “It’s that time of year again: U.S. News & World Report’s recently unveiled Best Places to Live in the USA again and has placed a Texas city at the top of the list — but despite a recent No. 1 accolade, it’s not Houston.” “For the third year in a row, Austin topped a list […]

Sure, getting cash in your hand after the sale of your home is pretty sweet. But did you know a cash buyer can do even more to make you a satisfied seller? That’s right; they can actually pack on the perks if you know what to ask for. How can cash buyers help you? Here are 5 ways […]

If you’re a parent or educator, you probably know about grade inflation. It’s the recent trend in more students getting higher grades. But there’s a new kind of inflation in town: credit score inflation. For example,15 million more consumers have been moon-launched with FICO credit scores above 740 today than there were in 2006, and […]

It’s a great time to dine out. I have never dined at Hooters, though my Dad and I kidded each other about going. So we have today’s humor: I Have Never Dined at Hooters Two guys grow up together, but after college one moves to Ohio and the other to Texas. They agree to meet […]

From Lead Propeller comes this timely article by Kendall Casas. There is a new FaceBook algorithm that basically boils down to newsfeeds showing more of your friend’s content instead of business pages or advertisements. All in all, that means a better user experience for the casual user, but not such a good experience for businesses. […]

The latest MReport reports “A housing downturn has begun, according to researchers at Trulia. However, there’s no need to panic—this downturn will likely emerge quite differently from the one a decade ago, the researchers say. What’s signaling the current downturn beginning to take shape is primarily declining sales volume. This is typical of housing downturns. First […]

You have decided to sell your Houston house. Should you fix-up or sell as-is? If the house is older and hasn’t been updated in a while, you may want to renovate before selling, but it depends. It depends on your competition in the market, and it matters if you can afford it.  Many homebuyers are […]

LaPlace Transforms, LLC run by Beka Shea blogs writes Tips for Selling Parent’s House. “When selling parents house, there can be many details that need to be discussed. You will need to make sure if there are any remaining financial obligations and if selling the house will prevent them from getting medical housing. Whether you […]

There are 4 cash buyer misconceptions that keep sellers of houses from calling a cash buyer. A friend found out first hand when his mother died and he and his siblings inherited the house. All didn’t live near the house but in other states. Yet, they wanted to sell the house fast. Travel was too […]